We all know that when the unit goes to work, it will pay five insurances and one gold to the employees. The one that is said here refers to the housing provident fund. It can not only help the employees to save money, but also take it out when there is something to do, but the housing provident fund is extracted. What are the conditions? What is the new policy for the withdrawal of the provident fund? Can the decoration be able to withdraw the provident fund? Let Xiaobian help you find out.
Housing provident fund refers to the long-term housing deposits deposited by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees.
What are the conditions for the withdrawal of the provident fund:
1. Employees can withdraw when they purchase, build, rebuild or repair their own houses.
2. Retired and retired employees can withdraw.
3. Workers who have lost their ability to work or are deeply disabled, and who have withdrawn their labor relations with the unit can withdraw.
4. Workers who have settled abroad or settled in Hong Kong, Macao and Taiwan can withdraw.
5. Workers who repay the principal and interest of the home loan can withdraw.
6. The monthly rent has exceeded 15% of the family's monthly income.
7. The laborer has already withdrawn the labor relationship with the unit.
8. Workers who die or are declared dead can be withdrawn.
9. Workers who are enjoying low living security or poverty relief for urban residents can withdraw.
10. Workers who have not re-employed for more than one year with the unit's labor relationship may withdraw.
11. Workers and their families may be able to withdraw due to major illnesses or major injuries.
12. Workers who have serious difficulties in life due to natural disasters or other incidents may withdraw.
New policy for 2018 CPF renovation extraction conditions:
1. First of all, the retired staff's provident fund account must be in the state of storage before it can be extracted. After one month of separation, the CPF account will be sealed.
2. Secondly, you must obtain the qualification for the withdrawal of the provident fund and prepare relevant information. For example: to buy a house, to show the purchase contract and full invoice. For renting a house, you need to show the rental invoice and contract, which are very important to produce evidence.
3. Finally, after satisfying the extraction conditions, the original unit should present a “Housing Provident Fund Application Formâ€, and then submit it to the CPF Management Center for review, and then go to the Cooperative Bank to extract it.
Regarding the storage of housing provident fund, the following types of conditions need to be kept sealed:
1. The employee and the unit cancel the wage relationship but still retain the labor relationship.
2. The employee's transfer is interrupted and will be transferred.
3. The employee is suspended due to retirement and is about to withdraw.
The following cases of housing provident fund accountants can be withdrawn:
1. After retirement, you can carry a retirement certificate to handle the cancellation of the account.
2. If the employee goes abroad to settle down, he/she must present a visa for protection, a certificate of cancellation of the household registration, and a certificate of foreign residence to withdraw.
3. The employee loses his ability to work for any reason, and the labor relationship is terminated.
4. If the employee dies, the successor may carry the relevant certificate for the cancellation of the account.
The above is the relevant policies and knowledge of the 2018 provident fund extraction. The relevant information about the conditions for the extraction of the provident fund decoration will help you introduce it here. I hope that I can help you with the conditions for the withdrawal of the CPF, and the materials you need during the application process. You must be prepared to apply for the money, and then you can go to the relevant department to handle it. The steps in the process of housing provident fund extraction and the eligibility of the conditions are very important factors. For more exciting home improvement information, please continue to pay attention to the decoration home network.
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What are the conditions for the withdrawal of public accumulation funds? Provident fund loan introduction
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